Counting commas in a line in bash

Sometimes I receive a CSV file which has a carriage return inside a cell. This is not an acceptable format to a program that will use it as input. In order to detect if an input line is split, I determined that a bad line would not have the expected number of commas in it. Is there a bash or other common unix command line tool that would allow me to count the commas in the line? If necessary, I can write a Python or Perl program to do it, but if possible, I'd like to add a line or two to an existing bash script to cause it to fail if the comma count is wrong. Any ideas?